One can obtain a mortgage loan for a finished two (2) bedroom dwelling built on our land or on the applicant’s lot. We offer the best rates with a pay-back period of thirty (30) years, thereby making monthly installments very affordable. We also offer different designs including our popular Guavaberry and Strawberry designs. All houses are built to the required NHC sizes and standards. Once the mortgage is paid off in full through monthly payments, the homeowner owns the house outright.

The Mortgage Department is responsible for processing loan applications, granting mortgage loans, arranging transfers for the loan, preparing and implementing payment plans for meeting NHC’s objective of providing affordable housing solutions for low income groups in our society.


  1. Camilia Williams – Mortgage Manager
  2. Myrtle Nelson – Senior Mortgage Officer
  3. Lillian Salters – Mortgage Officer